Medical plan choices
Explore multiple medical plan designs, including PPO and HSA-qualified options. Availability and plan details depend on the group and final proposal.
Connected through local chambers
Our participating chambers
Select your chamber to explore program information and next steps. Swipe or use the arrows to browse.
Health benefit options for Texas chamber members
Health coverage options built for Texas businesses.
The Texas Chamber Health Program gives eligible chamber member businesses a way to explore group medical and supplemental benefit options with support through the quote process.
Coverage, rates, and eligibility are subject to underwriting and the program’s governing documents.
A practical starting point for employee benefits
Small and midsize employers have different needs. The program offers a range of plan designs and a guided review to help an eligible business understand its available choices.
Network options
Network choices may include a national PPO option or a reference-based pricing option. Confirm doctors, facilities, and network terms before enrolling.
Additional benefits
Eligible employers may also review dental, vision, life, disability, and other supplemental coverage options.
How to explore the program
Start with a conversation and a quote request. The review helps determine what options may be available for your company.
Step 1
Share group information
Provide basic employer and employee information through the secure quote process.
Step 2
Review available options
After underwriting and review, compare the plan designs, networks, costs, and documents provided for your group.
Step 3
Decide whether to proceed
Review the final terms and enrollment requirements before making a coverage decision.
For chamber leaders, businesses & members
Let’s connect your chamber.
Don’t see your chamber listed, or represent a chamber interested in joining the Texas Chamber Health Program? We’d love to start a conversation. Tell us about your chamber and community, and Insurance Solutions USA will help you explore participation and next steps.
Request your chamber One simple form for chamber leaders and member businesses.Frequently asked questions
General program information for businesses considering coverage.
Who may be eligible?
The program is intended for eligible businesses connected to participating Texas chambers. Employer, owner, employee, and dependent eligibility is determined under program rules. A person without an eligible business affiliation cannot enroll as an individual through the group program.
How large does a business need to be?
Groups may be able to request a review with as few as one enrolled employee. There is no stated minimum participation requirement; final eligibility is subject to program review.
How are rates determined?
Rates and eligibility are determined through underwriting and depend on the group’s information, selected plan, and applicable program terms. A quote is needed to understand the options and costs available to a specific business.
Which doctors and hospitals are in network?
Network access varies by plan option. Check the applicable provider directory and confirm participation directly with providers before receiving care.
Is this an individual Marketplace plan?
No. This is a group health benefit program for eligible businesses and their employees. It is not a substitute for individual Marketplace coverage.
This page provides general information only and is not an offer of coverage, a guarantee of savings, or a complete description of benefits. Coverage is subject to eligibility, underwriting, plan documents, and final approval. Review all plan materials and provider network information before enrolling.
Learn before you choose
Clear answers for benefits decisions.
Practical reading for Texas employers and chamber leaders, from the first inquiry to the proposal review.
Texas chamber health benefits: where should your business start?
A practical introduction to exploring chamber health benefits, asking the right questions, and comparing a proposal with your current coverage.
Read the guideWhat to gather before requesting a group health quote
Organize business details, current benefits, employee information, and priorities so your group health quote request starts with the right information.
Read the guidePPO and HSA: two different questions when comparing health plans
Understand the difference between a PPO provider network and HSA eligibility, plus practical questions to ask when comparing employer health plan options.
Read the guide